Business Owner’s Policy Insurance / Surety Bonds For East Meadow, Williston Park, Mineola, Rockville Centre, Plainview, Huntington, NY

Consider a Business Owner’s Policy

A business insurance policy is created when a business owner’s policy is made up of business property and business liability insurance. Business owner’s insurance covers bodily injury, property damage, personal injury and advertising injury. This business owner’s policy will cover your business from claims from theft, fire, lawsuits and loss of income, among other covered disasters.

Each business owner’s policy can be tailored to meet your company’s needs and can be customized to fit specific business needs. A business owner’s policy works for small to large businesses.

Having coverage over your business and assets is important. Lawsuits against your business can be costly. With the proper business owner’s policy in place, you are covered if someone is injured at your business. If digital assets, customer data, equipment, cash, inventory and furniture are damaged or stolen, a business owner’s policy will cover your losses.

A Business Owner’s Policy usually includes:

Business Owner’s Policy Options for Long Island, New York and the surrounding areas

Commercial Property Insurance

Helps cover losses of accounts receivable, valuable papers and records.

General Liability Insurance

Assists if you are sued for causing harm to a person or damage to property. It will also cover the cost of your defense.

Professional Liability Insurance

Helps cover you from claims such as negligent acts, errors and omissions, malpractice and misrepresentation in professional services.

Workers’ Compensation

Is necessary for businesses with employees. It will cover an employee’s income if out of work due to a covered injury or illness.
This will also cover an employee’s medical costs in case of a work-related injury, illness or death.

Surety Bonds

Different surety needs are met by different classes of surety bonds.

Haller-Zaremba Agency has decades of experience servicing contractors and businesses big and small giving us the complete understanding of contracts needed to help your company grow. We deal only with the most trusted sureties and have a proven record of placing bonds for business owners and contractors. Whether your firm is new to procuring bonds, you require complex bonds for hazardous work, are inexperienced with larger projects, or have a history of financial difficulties; we are here to help.

At Haller-Zaremba Insurance Agency, we specialize in providing New York small and large businesses with the following types of bonds:

• Contract Bond

  Guarantees that an entity awarded a contract will meet its obligations under that contract. Included in this group are bid bonds, performance bonds, payment bonds, maintenance bonds & supply bonds.

• Subdivision Bonds

  Guarantee that developers will make certain “off site” or “public” land improvements in accordance with state, county, or municipal specifications.

• Commercial Surety Bond

  Can guarantee a variety of business obligations which require surety bonds. Commercial Surety Bonds include all non-contract surety bonds, including numerous types of license and permit, miscellaneous & court bonds.

• License & Permit Bonds

  Guarantee that individuals granted a license or permit to operate a business or to exercise a privilege will meet the obligations under that license or permit. An example would be an auto dealership.

• Court Bond

  Guarantees that an individual will comply with the terms of the court. This includes probate and fiduciary bonds, & immigration bonds.

Whatever business services you need…

We, at Haller-Zaremba Insurance Agency will work to find you the right fit. Give us a call at 516-746-2150